:root {
  --ink: #17232b;
  --muted: #5b6870;
  --paper: #ffffff;
  --mist: #f2f7f8;
  --navy: #10364a;
  --navy-deep: #082836;
  --teal: #0b7f86;
  --teal-light: #daf1f0;
  --orange: #f5793b;
  --orange-dark: #cc5224;
  --line: #d7e2e5;
  --shadow: 0 18px 50px rgba(8, 40, 54, 0.12);
  --radius: 18px;
  --max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 17px;
  line-height: 1.65;
}
a { color: var(--teal); }
a:hover { color: var(--orange-dark); }
img { max-width: 100%; height: auto; }
.wrap { width: min(calc(100% - 40px), var(--max)); margin-inline: auto; }
.skip-link { position: absolute; left: -9999px; top: 0; }
.skip-link:focus { left: 16px; top: 16px; z-index: 100; padding: 10px 14px; background: white; }

.utility-bar { background: var(--navy-deep); color: #dce9ed; font-size: 14px; }
.utility-inner { min-height: 38px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.utility-bar a { color: white; text-decoration: none; font-weight: 700; }
.site-header { position: sticky; top: 0; z-index: 20; background: rgba(255,255,255,.96); border-bottom: 1px solid var(--line); backdrop-filter: blur(12px); }
.header-inner { min-height: 82px; display: flex; align-items: center; justify-content: space-between; gap: 34px; }
.brand { display: inline-flex; align-items: center; gap: 12px; color: var(--navy); text-decoration: none; font-weight: 850; letter-spacing: -.03em; font-size: 21px; }
.brand-mark { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 13px; color: white; background: linear-gradient(145deg, var(--teal), var(--navy)); box-shadow: 0 7px 18px rgba(11,127,134,.25); }
.brand-logo { display: block; width: auto; max-width: 180px; height: 48px; object-fit: contain; }
.primary-nav ul { display: flex; align-items: center; gap: 6px; list-style: none; padding: 0; margin: 0; }
.primary-nav a { color: var(--ink); text-decoration: none; font-size: 15px; font-weight: 720; padding: 10px 12px; border-radius: 9px; }
.primary-nav a:hover, .primary-nav a:focus-visible { background: var(--mist); color: var(--teal); }
.primary-nav li { position: relative; }
.primary-nav li > ul { display: none; position: absolute; z-index: 20; top: 100%; left: 0; min-width: 220px; padding: 8px; background: white; border: 1px solid var(--line); border-radius: 10px; box-shadow: var(--shadow); }
.primary-nav li:hover > ul, .primary-nav li:focus-within > ul { display: grid; align-items: stretch; }
.primary-nav li > ul a { display: block; white-space: nowrap; }
.header-cta { display: inline-flex; align-items: center; justify-content: center; color: white; background: var(--orange); border-radius: 999px; padding: 12px 18px; text-decoration: none; font-weight: 800; white-space: nowrap; box-shadow: 0 8px 20px rgba(245,121,59,.25); }
.header-cta:hover { color: white; background: var(--orange-dark); }

.hero { overflow: hidden; position: relative; color: white; background: radial-gradient(circle at 78% 28%, rgba(45,178,177,.42), transparent 28%), linear-gradient(130deg, var(--navy-deep), var(--navy) 58%, #0b5d68); }
.hero::after { content: ""; position: absolute; width: 420px; height: 420px; right: -150px; bottom: -230px; border: 70px solid rgba(255,255,255,.06); border-radius: 50%; }
.hero-grid { min-height: 640px; display: grid; grid-template-columns: 1.12fr .88fr; align-items: center; gap: 64px; padding-block: 80px; position: relative; z-index: 1; }
.eyebrow { margin: 0 0 16px; color: #8ed9d6; font-size: 13px; font-weight: 850; letter-spacing: .14em; text-transform: uppercase; }
.hero h1 { max-width: 760px; margin: 0; font-size: clamp(44px, 6vw, 74px); line-height: 1.03; letter-spacing: -.055em; }
.hero-lede { max-width: 650px; margin: 24px 0 30px; color: #d8e8ec; font-size: clamp(18px, 2vw, 21px); }
.button-row { display: flex; flex-wrap: wrap; gap: 12px; }
.button { display: inline-flex; min-height: 50px; align-items: center; justify-content: center; padding: 12px 20px; border-radius: 999px; text-decoration: none; font-weight: 820; }
.button-primary { background: var(--orange); color: white; }
.button-primary:hover { background: #ff8c50; color: white; }
.button-secondary { border: 1px solid rgba(255,255,255,.38); color: white; background: rgba(255,255,255,.08); }
.button-secondary:hover { color: white; background: rgba(255,255,255,.16); }
.hero-panel { padding: 30px; border: 1px solid rgba(255,255,255,.18); border-radius: 26px; background: rgba(255,255,255,.1); box-shadow: 0 30px 70px rgba(0,0,0,.22); backdrop-filter: blur(12px); }
.hero-panel h2 { margin: 0 0 20px; font-size: 24px; }
.home-details { list-style: none; padding: 0; margin: 0; display: grid; gap: 18px; }
.home-details li { color: #d8e8ec; }
.home-details strong { color: white; }
.home-details a { color: white; }
.trust-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 14px; }
.trust-list li { display: grid; grid-template-columns: 32px 1fr; align-items: start; gap: 12px; }
.check { width: 28px; height: 28px; display: grid; place-items: center; border-radius: 50%; background: #8ed9d6; color: var(--navy-deep); font-weight: 900; }

.section { padding-block: 78px; }
.section-tint { background: var(--mist); }
.section-heading { max-width: 720px; margin-bottom: 34px; }
.section-heading h2, .content-shell h1 { margin: 0 0 14px; color: var(--navy); font-size: clamp(34px, 4vw, 50px); line-height: 1.1; letter-spacing: -.04em; }
.section-heading p { color: var(--muted); margin: 0; }
.card-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.card { min-height: 100%; padding: 28px; border: 1px solid var(--line); border-radius: var(--radius); background: white; box-shadow: 0 8px 30px rgba(8,40,54,.05); }
.card-icon { width: 48px; height: 48px; display: grid; place-items: center; border-radius: 14px; color: var(--teal); background: var(--teal-light); font-size: 22px; font-weight: 900; }
.card h3 { margin: 18px 0 8px; color: var(--navy); font-size: 22px; }
.card p { color: var(--muted); margin: 0 0 14px; }
.card a { font-weight: 800; text-decoration-thickness: 2px; text-underline-offset: 4px; }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 62px; align-items: center; }
.stat-panel { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; padding: 24px; border-radius: 24px; background: var(--navy); color: white; box-shadow: var(--shadow); }
.stat { padding: 22px; border: 1px solid rgba(255,255,255,.14); border-radius: 16px; }
.stat strong { display: block; font-size: 28px; color: #8ed9d6; }
.stat span { color: #d8e8ec; font-size: 14px; }
.cta-band { color: white; background: linear-gradient(120deg, var(--teal), #075d68); }
.cta-inner { display: flex; align-items: center; justify-content: space-between; gap: 34px; padding-block: 44px; }
.cta-inner h2 { margin: 0 0 5px; font-size: clamp(28px, 3vw, 40px); line-height: 1.15; }
.cta-inner p { margin: 0; color: #daf1f0; }

.page-hero { background: linear-gradient(135deg, var(--navy-deep), var(--navy)); color: white; padding-block: 64px; }
.page-hero .eyebrow { margin-bottom: 12px; }
.page-hero h1 { margin: 0; max-width: 850px; font-size: clamp(40px, 5vw, 62px); line-height: 1.05; letter-spacing: -.045em; }
.content-shell { width: min(calc(100% - 40px), 900px); margin-inline: auto; padding-block: 64px 84px; }
.content-shell > :first-child { margin-top: 0; }
.content-shell h1 { display: none; }
.content-shell h2 { margin-top: 42px; color: var(--navy); font-size: 30px; line-height: 1.2; }
.content-shell p { color: #3f4d55; }
.home-content { max-width: 900px; }
.home-content h2:first-child { margin-top: 0; }

.site-footer { color: #c7d7dc; background: var(--navy-deep); padding-block: 54px 28px; }
.footer-grid { display: grid; grid-template-columns: 1.3fr .7fr .7fr; gap: 50px; }
.site-footer h2, .site-footer h3 { color: white; margin-top: 0; }
.site-footer a { color: #d7eeee; }
.footer-nav, .footer-nav ul { list-style: none; padding: 0; margin: 0; }
.footer-nav { display: grid; gap: 6px; }
.footer-nav ul { display: none; }
.footer-bottom { margin-top: 42px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.14); font-size: 14px; color: #9fb3ba; }
.contact-form { display: grid; gap: 20px; margin-top: 32px; padding: 28px; border: 1px solid var(--line); border-radius: var(--radius); background: white; box-shadow: var(--shadow); }
.contact-form label { display: grid; gap: 7px; font-weight: 700; }
.contact-form input, .contact-form textarea { width: 100%; border: 1px solid #b8c8ca; border-radius: 9px; padding: 12px; color: var(--ink); background: white; font: inherit; }
.contact-form input:focus, .contact-form textarea:focus { outline: 3px solid rgba(38,123,128,.16); border-color: var(--teal); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.website-field { position: absolute; left: -10000px; width: 1px; height: 1px; overflow: hidden; }
.form-note { margin: 0; color: var(--muted); font-size: 14px; }

@media (max-width: 940px) {
  .header-inner { min-height: 72px; flex-wrap: wrap; padding-block: 12px; }
  .primary-nav { order: 3; width: 100%; overflow-x: auto; }
  .primary-nav ul { justify-content: flex-start; padding-bottom: 6px; }
  .primary-nav li > ul { display: none !important; }
  .hero-grid, .split { grid-template-columns: 1fr; }
  .hero-grid { min-height: auto; gap: 42px; }
  .card-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 640px) {
  body { font-size: 16px; }
  .wrap, .content-shell { width: min(calc(100% - 28px), var(--max)); }
  .utility-inner { justify-content: center; text-align: center; }
  .utility-inner span:first-child { display: none; }
  .header-cta { display: none; }
  .brand { font-size: 18px; }
  .hero-grid { padding-block: 58px; }
  .hero h1 { font-size: 44px; }
  .hero-panel { padding: 22px; }
  .section { padding-block: 58px; }
  .card-grid, .stat-panel, .footer-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .cta-inner { align-items: flex-start; flex-direction: column; }
  .page-hero { padding-block: 48px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}